If you have dental insurance, your policy allows a certain dollar amount of coverage to be provided to you each year. If your maximum coverage benefit is not used during the year, you lose those benefits because unused coverage does not carry over to the next year. The same rule applies to the balance on your Flexible spending account (FSA).
The good news is you can still take advantage of your dental benefits before they run out.
Although dental treatment is never dictated by an insurance policy, our experience has shown that careful planning can often maximize benefits. Get the most out of your dental insurance this year. Call us today at (805)547-7010 to make sure you get an appointment before the end of the year.